Janice is the founder and guiding force behind Flow Lending Group. With many years of experience in the mortgage and lending industry — including a decade working in the broker channel after a career at a major bank — she has built a business rooted in thoughtful service, industry knowledge, and meaningful client relationships.

Her approach centers on understanding each client’s goals and the unique details of their situation. Janice believes that informed, personalized guidance leads to stronger outcomes, and she consistently works to make complex financing feel clear and manageable for those she serves.

Janice also believes in building teams that reflect her values: integrity, collaboration, and a commitment to doing right by clients and partners alike. She champions a culture where people feel supported, heard, and equipped to deliver at their best.

Driven by both professional purpose and a desire to empower others within the industry, Janice continues to shape Flow Lending Group around experience, thoughtful decision-making, and long-term relationships.