Top Notch Support and Level-Up Monthly Coaching

Flow Lending Group is an independent mortgage brokerage supporting residential, commercial, and investment clients. We specialize in navigating complex and non-traditional scenarios by leveraging deep lender relationships and a strategic, hands-on approach tailored to each situation.

Meet the Team

Checklist and Roadmap for Bankers Transitioning Over

Thoughful Evaluation

Every conversation begins with a clear understanding of the full picture. We assess structure, timelines, and objectives to determine the most appropriate mortgage strategy before moving forward.

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Strategic Structuring

We leverage our experience and lender relationships to structure mortgage options that align with each client’s needs — whether the situation is straightforward or requires a more nuanced approach.

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Active Involvement

From the first discussion through closing, our team remains closely involved — coordinating details, navigating complexity, and keeping each transaction moving with clarity and confidence.

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Meet the Team

Meet Everyone

JANICE LEE

Principal Broker

PAUL OCCHIUTO

Broker

MAX RAFAEL

Mortgage Agent - Level 1

DANIEL FINKELBERG

Mortgage Agent - Level 2

ANDY LUPESCU

Mortgage Agent - Level 2

TARA NEMATOLLAHI

Executive Assistant

CARLO DEL GIUDICE

Mortgage Agent - Level 2

LUCAS VIANO

Mortgage Agent - Level 1

VITO LAMBERTI

Mortgage Agent - Level 1

GIOVANNI SERPE

Mortgage Agent - Level 2

YENI KIM

Mortgage Broker

VICTORIA GISMONDI

Mortgage Agent - Level 2

JASKARAN JOLLY

Mortgage Agent - Level 1

EDELYN MERRITS

Mortgage Agent - Level 1

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Join Our Team

We’re always interested in connecting with experienced, motivated professionals who value thoughtful execution, collaboration, and long-term relationships. If you’re passionate about mortgage advisory, real estate finance, or supporting complex transactions, we’d love to hear from you.

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A Selection of Lenders We Work With

Frequently asked questions

Every situation is different. If you have additional questions, we’re always available to help clarify next steps.

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What does Flow Lending Group do?

Flow Lending Group is an independent mortgage brokerage. We help clients evaluate their options, navigate complexity, and secure mortgage solutions by leveraging relationships across a broad range of lenders.

Who does Flow Lending Group work with?

We work with residential, commercial, and investment clients, as well as real estate professionals and other industry partners. Every situation is approached individually based on structure, timeline, and goals.

When does working with a mortgage broker make sense?

Working with a broker is especially valuable when situations fall outside the standard box — such as complex income structures, tight timelines, multiple properties, or the need for more flexible options. Our role is to help identify the best path forward.

What types of properties do you support?

We support mortgage solutions across residential, commercial, and investment properties. Each opportunity is assessed on its own merits to ensure the right fit.

How long does the process take?

Timelines vary depending on the complexity of the situation and the lenders involved. We work proactively to keep each transaction moving efficiently while ensuring all details are properly addressed.

Ready to Discuss Your Next Move?

Every deal is different. We take the time to understand your goals before structuring a solution.

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